Skip to main content
Language
Moving and taxes

Moving as a couple on CHF 120,000: the strongest Swiss postal codes

For couples earning CHF 120,000 together, the search for the best tax rates points straight to the Geneva basin. Right now, five postal codes—ChĂȘne-Bougeries, Conches, Confignon, Gy, and Bellevue—share the top spot at an effective tax rate of 10.3%.
Updated:
16 June 2026
Read time:
2 min
Share:XFacebookLinkedIn
Swiss city or alpine landscape used as the cover image

What the current shortlist really shows

Chasing the lowest tax bill rarely works out if you ignore the bigger picture. When you're earning CHF 120,000 as a couple, your shortlist needs to hold up against daily realities like your commute, rent prices, and whether you actually want to live there.

Map of Switzerland

The current top tier is heavily clustered around Geneva. ChĂȘne-Bougeries, Conches, Confignon, Gy, and Bellevue share the number one spot at 10.3%. This isn't a random scatter—it's a tight geographic cluster right in the Geneva basin and its lakeside ring.

The second tier of options

Right behind them, you'll find the next tier of postal codes sitting between 10.3% and 10.4%. This group includes Onex, Meyrin, Vernier, Bernex, Puplinge, Corsier, Russin, Aire-la-Ville, and Geneva itself. Because these rates are so close, you aren't forced into a single municipality just to save on taxes. You have options.

Zurich city center

That flexibility means you shouldn't let a fraction of a percent dictate your move. A postal code might look perfect on a spreadsheet, but if the housing market is totally dry or the morning traffic is a nightmare, the tax savings won't feel worth it. Use PLZHub to build your initial shortlist, filter by what actually matters for your lifestyle, and run the final numbers through the official cantonal calculator before signing a lease.

Current shortlist for a couple on CHF 120,000

Horizontal scroll to compare values

RankPLZLocalityMunicipalityCouple 120kTax multiplier
11224ChĂȘne-BougeriesChĂȘne-Bougeries10.3%43
21231ConchesChĂȘne-Bougeries10.3%43
31232ConfignonConfignon10.3%43
41251GyGy10.3%43
51293BellevueBellevue10.3%43

How to use the shortlist

  • Treat the Geneva-basin cluster as a starting point, not a mandate.
  • Compare commute times, housing availability, and your preferred lifestyle.
  • The second tier of postal codes is close enough in taxes to be worth exploring.
  • Run the final numbers through the official cantonal calculator before signing a lease.
Blog

Selected articles from the PLZHub blog